台中銀證券 x Lolly Bank 開戶綁定優惠活動辦法與常見問題 QA

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活動辦法

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1. 活動期間

115年01月01日～115年6月30日止。

2. 活動對象

(1) 線上同步開立台中銀證券台股帳戶及台中銀行Lolly Bank數位帳戶，並綁定Lolly Bank數位帳戶為證券交割帳戶者。
(2) 限本國年滿18歲至64歲之自然人，且僅具中華民國國籍及稅務居民身分。（外國人、法人戶、臨櫃開戶、本公司員工戶除外）。
(3) 銷戶滿一年(含）以上。(如有)

3. 活動內容

【第一重：開戶綁定禮｜最高領$500再抽iPhone 17】

於活動期間內，以線上方式同步成功開立「台中銀證券台股帳戶」及「台中銀行 Lolly Bank 數位帳戶」，並綁定 Lolly Bank 數位帳戶為證券交割帳戶者，可獲得以下好禮：

證券禮：統一超商虛擬商品卡200元乙張（限量前1,200名，同一身分證字號限領1次，送完為止）。
銀行禮：統一超商虛擬商品卡300元乙張（限量前600名，同一身分證字號限領1次，送完為止）。
證券加碼抽：符合上述「開戶綁定禮」資格者自動獲得抽獎資格，每季抽出 iPhone 17（256GB）3名，活動期間共抽出6名（同一身分證字號限中獎1次）。
抽獎資格自成功開戶日起計算至當季季底為止，抽獎資格不遞延至下一季。

【第二重：證券交易禮｜加碼抽iPhone 17】

抽獎資格：符合本活動「開戶綁定禮」條件者，於開戶當季完成台股或定期定額交易，累計成交金額每滿新臺幣3,000元，即可獲得一次 iPhone 17（256GB）抽獎機會，交易越多中獎機率越高。
中獎名額：每季抽出3名，活動期間共抽出6名（同一身分證字號限中獎1次）。
備註：
- 當季定義：第一季之期間為115/1/1~115/3/31，第二季之期間為115/4/1~115/6/30。
- 累計成交金額與抽獎次數自成功開戶日起計算至當季季底為止，不遞延至下一季。

【第三重：證券滿額禮｜累積成交最高再領$600】

符合本活動「開戶綁定禮」條件者，於開戶當季完成台股或定期定額交易，且累計成交金額達新臺幣50萬元，即贈統一超商虛擬商品卡100元乙張。
當季累計成交金額每增加新臺幣50萬元，即可再獲得統一超商虛擬商品卡100元乙張。
名額與上限：每人最多可獲得六張（共600元），限量前1,500份，送完為止。
備註：累計成交金額計算方式同【證券交易禮】。

4. 獎項發放與領取規範

(1) 統一超商虛擬商品卡（證券禮、銀行禮、滿額禮）：

本活動贈品為數位序號，無使用效期，使用規則依「Edenred 宜睿即享券」規定。
發放時間分兩季結算：
第一季 (115/1/1~3/31) 符合資格者：預計於 115/5/15 前派發。
第二季 (115/4/1~6/30) 符合資格者：預計於 115/8/15 前派發。
發送方式：將透過簡訊發送電子禮券序號至得獎客戶留存於本公司之手機號碼。若因得獎客戶未留存有效手機號碼或非系統因素等不可歸責於本公司之事由，導致簡訊寄送失敗或未取得者，恕不補發，客戶亦不得要求更換其他補償。
數量限制：各獎項均有限量，發放順序依「符合各項活動資格」之系統時間為準（例如以線上申辦方式同步完成開立「台中銀證券台股帳戶」、「台中銀行Lolly Bank數位帳戶」與綁定、先達成累計成交金額等）。
【銀行禮】之詳細回饋資格及注意事項，請以「台中銀行Lolly Bank活動網頁」公告為準。

(2) iPhone 17 抽獎（證券加碼抽、證券交易禮）：

中獎公告：每季中獎名單將分別於 115/5/15（第一季）及 115/8/15（第二季）前公告於活動網站。
領獎方式：由專人以電話或電子郵件聯繫。中獎人須於收到通知後 15個工作日內，配合填寫「領獎回執聯」並提供身分證影本，逾期未提供者視同放棄。
獎項說明：iPhone 17規格、顏色以實際採購為準，不得要求指定、更換或折抵現金。

5. 交易金額與範圍認定

金額計算：「累積成交金額」指交易本金，不含證券交易手續費、證交稅、匯費及其他相關費用。台股及定期定額投資將合併計算。
台股交易範圍：含現股、融資融券、零股及權證交易（不含申購、競拍）。

6. 稅務規定

依中華民國稅法規定，中獎價值超過新臺幣 1,000 元者，主辦單位將依規定於次年寄發扣繳憑單。
中獎價值超過新臺幣 20,000 元者（如 iPhone 17），中獎人須預先繳納 10% 機會中獎所得稅。若中獎人未能依法繳納稅金，即視為自動放棄中獎資格。

7. 參加者資格與聲明

資料真實性：參加者須保證資料真實正確，若因資料不全、填寫錯誤或其他不可歸責於本公司之事由，導致無法通知或獎品退回、冒領或遺失，恕不另行補發。
個資聲明：參加者於參加本活動時，即表示同意本活動辦法，並充分知悉與同意本公司得因本活動需要，依個人資料保護法規定，於活動期間及獎項發送完成前（115/8/15），得以數位或紙本形式於利用對象所在地區內進行蒐集、處理及利用其個人資料（姓名、身分證字號、聯絡方式等）。活動參加者得透過客服專線 (02-2773-6986) 或客服信箱(TCBSEC@tcbs.com.tw) 請求本公司對上開資料查詢、閱覽、停止蒐集、處理或利用等權利。若參加者資訊不完整，將無法參加本活動。
違規排除：參加者若有使用不當程式、惡意洗單、虛偽交易、大量開設人頭戶等違反公平性行為，或違反證券交易法、期貨交易法、洗錢防制法或其他主管機關規定，本公司有權取消其參加或中獎資格，並得追回已發放之獎勵。

8. 免責與權利保留

本公司非獎品製造者，與各獎品之製造或提供廠商無代理或合夥關係，如領取後對獎品之使用方式、售後服務、保固等發生任何爭議，概與本公司無關。
本公司保留隨時取消、終止、修改、暫停、延長、提前終止本活動及解釋活動規則之權利，相關異動將公告於活動網站，不再另行通知。
本活動如因電腦系統、網路技術、天災等任何不可抗力或不可歸責於主辦單位之事由，致使活動無法進行，主辦單位保留隨時暫停、終止或修改本活動之權利。
如對本活動有任何問題，請洽詢台中銀證券客服專線：（02）2773-6986。

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Q1誰符合參加「銀證同開」活動的資格？

本活動僅限本國年滿18歲至64歲之自然人，且僅具有中華民國國籍及稅務居民身分。若您是外國人、法人、透過臨櫃開戶、本公司員工戶，或銷戶未滿一年者，皆不適用此活動。

Q2如何才算完成「開戶綁定」任務？

您必須在活動期間內，透過線上系統「同步」成功開立「台中銀證券台股帳戶」以及「台中銀行 Lolly Bank 數位帳戶」，並且使用 Lolly Bank 數位帳戶為您的證券交割帳戶，才算符合資格。

Q3我已經開戶了，什麼時候可以收到超商商品卡？

商品卡將分兩季發放。

若您在第一季（115/1/1~3/31）符合獲獎資格，本公司預計於 115/5/15 前透過簡訊發送電子禮券序號至您留存於本公司的手機號碼。
若您在第二季（115/4/1~6/30）符合獲獎資格，本公司預計於 115/8/15 前透過簡訊發送電子禮券序號至您留存於本公司的手機號碼。
請留意，獎項有限量，將依照系統判定符合資格的時間順序發放，送完為止。

Q4交易金額是如何計算的？買零股或美股算嗎？

本活動的「累積成交金額」僅計算台股交易（包含現股、融資融券、零股、權證）。

注意：不包含申購、競拍。
金額僅計算「交易本金」，不包含手續費與稅費。

Q5「證券交易禮」的iPhone 17 抽獎機會是怎麼累積的？

只要符合「開戶綁定禮」資格，且您在開戶「當季」的累計成交金額每滿新臺幣 3,000 元，就自動獲得 1 次抽獎機會。交易金額越高，抽獎機會越多。但請注意，累積金額僅限「開戶當季」，不會遞延到下一季計算。

Q6如果我中獎了 iPhone 17，需要付稅金嗎？

依稅法規定，若中獎價值超過新臺幣 20,000 元（iPhone 17 適用此標準），中獎人須先繳納 10% 的機會中獎所得稅，並配合提供身分證影本及填寫領獎文件，完成後才能領取獎項。

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警語：投資並非全無風險，投資人知悉開戶、投資前應衡量自身財務狀況及風險承受度。

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活動辦法

活動詳情及注意事項

1. 活動期間

2. 活動對象

3. 活動內容

【第一重：開戶綁定禮｜最高領$500再抽iPhone 17】

【第二重：證券交易禮｜加碼抽iPhone 17】

【第三重：證券滿額禮｜累積成交 最高再領$600】

4. 獎項發放與領取規範

5. 交易金額與範圍認定

6. 稅務規定

7. 參加者資格與聲明

8. 免責與權利保留

常見問題

Q1誰符合參加「銀證同開」活動的資格？

Q2如何才算完成「開戶綁定」任務？

Q3我已經開戶了，什麼時候可以收到超商商品卡？

Q4交易金額是如何計算的？買零股或美股算嗎？

Q5「證券交易禮」的iPhone 17 抽獎機會是怎麼累積的？

Q6如果我中獎了 iPhone 17，需要付稅金嗎？

【第三重：證券滿額禮｜累積成交最高再領$600】